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Taking payments online in Oman: Thawani Pay, OmanNet and cards

How OmanNet cards, Thawani Pay, Visa and Mastercard and local gateways fit together for an Omani online shop, and what to test before launch.

By Globalsoft TeamOctober 29, 20265 min read

Know the local payment routes

In Oman the national switch, OmanNet, processes debit cards, and Thawani Pay is a local payment solution. Offering them beside Visa, Mastercard and Apple Pay covers most customers.

  • OmanNet debit cards: the national network
  • Thawani Pay: a local payment solution
  • Visa and Mastercard: credit and international cards
  • Apple Pay: one-tap mobile checkout

Pick a gateway that serves Oman

Virtual POS services from banks such as Bank Muscat, or regional gateways such as Tap, bundle several methods behind one integration. Compare settlement time, fees, refund handling and how quickly a merchant account is approved.

Make price and VAT clear

Display prices in OMR with three decimals and show the 5% VAT line before the pay button. A total that changes on the last screen is a leading cause of abandoned carts.

Test the failure paths

Try a declined card, an abandoned payment and a double click. Confirm the order status is right in each case and that the customer sees a clear message and a way to retry.

Globalsoft TeamGlobalsoft · Erbil · Istanbul

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